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What’s as important as food in the restaurant industry? It could actually be a number of things including the staff, the menu, or the ambiance of the venue. But in this case, it’s restaurant insurance. Without it, you could be putting yourself and your patrons at risk, and that could sink you financially before you even [...]

Approximately 40 percent of U.S. businesses do not have any kind of insurance policy in place.  If you’re a new business owner who’s part of this group, you may be wondering, “Do I need business insurance for my new company? Does it really make that big of a difference?” The short answer to this question [...]

The goal for most captive insurance companies is to promote progressive thinking. Companies have the option to be less dependent on insurance providers. Captive insurance frees employers from insurance plans that put them at risk. Captive insurance may be better than traditional insurance for many businesses. Employers who are afforded the opportunity to self-fund their [...]

Your company can’t afford to not have small business insurance. Why? An insurance policy is a contract you sign into that indemnifies you for covered losses. It helps you manage cash flow uncertainty—in the event that an employee gets hurt, or out-of-pocket costs could be extreme. Often, it also helps you stay compliant with legal [...]

Trying to decide between a structured settlement and lump sum agreement? When you finally make it to the end of your personal injury case and win, it seems like the hard part is over. But now you have to figure out the best way to receive all that money. There are pros and cons to [...]