A staggering 4.5 million people in the U.S. experienced a car accident injury in 2018.
In the moments following a crash, your nerves become shot and your logic gets skewed. As such, you might not know what to do next.
That’s why we’re here.
Today, we’re sharing the five steps to take after your accident. We’ll share how to report a car accident, who to speak to, and where to go.
Ready to learn more? Let’s get started.
1. Call the Police
Especially if anyone needs medical attention, it’s critical to call the police first. They can contact other emergency personnel and guide traffic around your accident.
The police will also file an extensive report covering the details of the crash, as well as interview witnesses. Both will be essential when you file an insurance claim down the road.
2. Wait in a Safe Space
If you can get out of your car in a comfortable and safe way, move it to the side of the road. This can help prevent unsuspecting drivers from crashing into the wreckage (or you).
When the police get there, they can help you retrieve personal items such as your pocketbook. For now, focus on getting to a safe space, where you can wait for help to arrive.
Note that some states have automobile accident laws that prohibit you from moving your car following an accident, so check with your local DMV office to learn your state’s stance.
If you’re hurt and cannot move your car, you might wonder what to do after a car accident injury. In this case, put a white or neon shirt outside your window or on your car antenna to alert police attention.
3. Gather Insurance Details
Communicate with any other drivers involved in the wreck and write down their auto insurance information. Keep in mind that this step is important regardless of who is at fault.
You’ll provide this data to your insurance company as you build a case around your accident.
4. Take Pictures
If you have your phone nearby, take pictures at the scene of the accident. These can help support your insurance claim and serve as evidence in any court proceedings that may follow.
5. Contact Key Personnel
Once you’re safe and away from the accident, it’s time to make two important phone calls. First, call your insurance company. Share the details surrounding the crash with your agent and answer any questions that can help give credence to your claim.
Next, if your claim involves injuries of any kind, it’s also time to call your lawyer. Find an attorney well-versed in car accident claims, who can fight for your rights in court. You might need a settlement to help cover your medical costs and the right legal team can help make sure you get one.
How to Report a Car Accident the Right Way
Stranded on the side of the interstate isn’t the best time to learn how to report a car accident. Take the time to understand these steps now so you can be as prepared as possible.
By staying calm, keeping communication open and working with the police, you can reach a resolution quicker than you thought possible.
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