{"id":1852,"date":"2019-02-09T09:23:31","date_gmt":"2019-02-09T14:23:31","guid":{"rendered":"http:\/\/www.atyourbusiness.com\/blog\/?p=1852"},"modified":"2019-02-09T09:24:11","modified_gmt":"2019-02-09T14:24:11","slug":"is-dental-insurance-worth-it-the-pros-and-cons-of-offering-dental-insurance-at-your-small-business","status":"publish","type":"post","link":"https:\/\/www.atyourbusiness.com\/blog\/is-dental-insurance-worth-it-the-pros-and-cons-of-offering-dental-insurance-at-your-small-business\/","title":{"rendered":"Is Dental Insurance Worth It? The Pros and Cons of Offering Dental Insurance at Your Small Business"},"content":{"rendered":"\n

<\/h2>\n\n\n\n

According to a recent study, nearly 36% of companies<\/a> had trouble filling an advertised job opening in 2018.<\/p>\n\n\n\n

If you\u2019re finding it difficult to find and attract the top talent, you might want to offer dental insurance. Though it\u2019s not a cure-all solution, it can increase the odds of someone working for you and not a competitor.<\/p>\n\n\n\n

This post will help you understand more about the pros and cons of offering dental insurance. If you currently find this topic confusing, this post should provide you with a clear answer to the question \u2013 is dental insurance worth it?<\/p>\n\n\n\n

Let\u2019s begin!<\/p>\n\n\n\n\n\n

It\u2019s Going to Cost You<\/h2>\n\n\n\n

One of the obvious downsides associated with offering dental insurance is that it\u2019s going to cost you. If you run a startup, you might already be short on money, and this can make it hard to spare the finances needed for dental insurance.<\/p>\n\n\n\n

That said, there are some things you can do to lower the amount of money you need to fork out for dental insurance.<\/p>\n\n\n\n

For instance, you don\u2019t have to provide a full cover, and instead, you might just offer basic coverage.<\/p>\n\n\n\n

Basic coverage will allow employees to schedule exams and cleaning procedures with a dentist<\/a>. However, some of the more extensive dental work will be off limits. Of course, once your company begins to grow, you can increase the scope of .<\/p>\n\n\n\n

You may also want to speak to a broker who understands the dental insurance market. If you explain to them what you can afford, they should be able to find a form of coverage that provides you with good value for money. <\/p>\n\n\n\n

Can Insurance Help You Attract Top Talent? <\/h2>\n\n\n\n

If your company belongs to a competitive industry, you may find it difficult to attract the best talent. But, if you provide dental insurance, you increase the odds of someone choosing to work for your company, rather than a competitor.<\/p>\n\n\n\n

Now, sure, some younger employees might think that dental insurance is something they can do without.<\/p>\n\n\n\n

But older employees, some of whom might need<\/em> dental work, may welcome such coverage. As a result, providing dental insurance can be a great way to attract those who have the necessary experience to take your company to the next level<\/a>.<\/p>\n\n\n\n

No More Time Off<\/h2>\n\n\n\n

If employees need to take time off, it can often produce enormous for your business. Especially if they take time off during the \u2018busy periods\u2019 associated with your industry.<\/p>\n\n\n\n

In some cases, employees may take time off, because a small dental problem has escalated into something that requires surgery.<\/p>\n\n\n\n

But, if you offer dental insurance, you give employees the chance to catch dental problems when they\u2019re small. Following this, they won\u2019t need to take off large chunks of time, because they weren’t able to attend to their dental health at an earlier stage.<\/p>\n\n\n\n

Is Dental Insurance Worth It?<\/h2>\n\n\n\n

So, is dental insurance worth it? Well, it\u2019s hard to say for sure.<\/p>\n\n\n\n

If your competitors already offer dental insurance, then it might not provide you with much of a competitive advantage. That said, it could help you limit the number of sick days your employees need to take.<\/p>\n\n\n\n

In any case, if you\u2019re struggling to hire talent, it\u2019s worth offering dental insurance just to see what\u2019ll happen. After all, if the promise of dental insurance results in you hiring a blockbuster employee, there\u2019s a good chance the insurance will pay for itself.<\/p>\n\n\n\n

Interested in how you can improve the health of your employees? for ten tips on maintaining employee health. <\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

According to a recent study, nearly 36% of companies had trouble filling an advertised job opening in 2018. If you\u2019re finding it difficult to find and attract the top talent, you might want to offer dental insurance. Though it\u2019s not a cure-all solution, it can increase the odds of someone working for you and not […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"_links":{"self":[{"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/posts\/1852"}],"collection":[{"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/comments?post=1852"}],"version-history":[{"count":1,"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/posts\/1852\/revisions"}],"predecessor-version":[{"id":1854,"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/posts\/1852\/revisions\/1854"}],"wp:attachment":[{"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/media?parent=1852"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/categories?post=1852"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/tags?post=1852"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}