If you require a proof of income for your customers, then odds are you’ve dealt with fake pay stubs on more than one occasion. People use them as a way to do things like receive a loan or apply for an apartment when they don’t have applicable income.<\/p>\n\n\n\n
To merely accept the fake pay stubs and push them along in your company’s processes would be too risky. What if they can’t afford the rent on the apartment they applied for? <\/p>\n\n\n\n
See below for several tips on spotting fake pay stubs and employment verification for your business. It will ensure that you’re only lining your company up with customers that can afford your services.<\/p>\n\n\n\n\n\n
One of the biggest red flags that you’ll find when you come across a fake pay stub is the employer information that they provide. <\/p>\n\n\n\n
It might be something such as the employer contact information not lining up correctly, an address that seems out of place, or the phone number appearing too standard.<\/p>\n\n\n\n
If you have any hesitancies about the employer’s information, do a quick Google search to learn more. Be sure to find the company with the exact address and phone number that’s on your customer’s pay stub.<\/p>\n\n\n\n
If you’re having trouble finding it, then it’s a sign you’re dealing with fake check stubs.<\/p>\n\n\n\n
Remember, it’s as easy for your customer to Google the “employer’s” contact information as it was for you. Just because the address and number match the employer’s contact info doesn’t mean you aren’t dealing with fake pay stubs<\/a>. <\/p>\n\n\n\n Those that go through the trouble of creating fake pay stubs don’t often have much time to accomplish it. They need to fake proof of income, and they need to do it fast.<\/p>\n\n\n\n Because of that, there will more than likely be little details that you can spot on a fake check stub. One of the most common is noticing an odd amount of spacing or blank fields on their deductions, year-to-date pay, etc.<\/p>\n\n\n\n The blank fields could be due to them forgetting to input it in. The weird gaps that you’ve noticed might be due to a subpar fake stub template that they used.<\/p>\n\n\n\n Whichever one you’ve spotted, it’s cause for concern. If a major field (such as healthcare insurance, federal taxes, or workers’ comp) is left blank, you can assume it’s a sign that you have a fraudulent stub in your hands.<\/p>\n\n\n\n If you’re getting more and more suspicious that the pay stub is a fake, then there’s only one way to find out for certain: call their employer.<\/p>\n\n\n\n You might not be able to trust the number that they’ve placed on the pay stub. If they’re committing to generating a fake pay stub, they’ll also try just as hard to cover their tracks.<\/p>\n\n\n\n2. Weird Gaps Throughout the Pay Stub<\/h2>\n\n\n\n
3. Contact the Employer Right Away<\/h2>\n\n\n\n