{"id":8735,"date":"2021-05-15T12:53:22","date_gmt":"2021-05-15T16:53:22","guid":{"rendered":"http:\/\/www.atyourbusiness.com\/blog\/?p=8735"},"modified":"2021-05-15T12:54:30","modified_gmt":"2021-05-15T16:54:30","slug":"10-secret-hacks-on-how-to-save-more-money-each-month","status":"publish","type":"post","link":"https:\/\/www.atyourbusiness.com\/blog\/10-secret-hacks-on-how-to-save-more-money-each-month\/","title":{"rendered":"10 Secret Hacks on How to Save More Money Each Month"},"content":{"rendered":"\n

Did you know that 77% of Americans<\/a> feel anxious about their financial situation?<\/p>\n\n\n\n

Clearly, something has gone wrong! That’s far too many people who don’t have the proper control over their money, and it all stems from a lack of knowledge.<\/p>\n\n\n\n

You’re not taught at schools how to budget and save, so lots of people struggle out in the world to do just that. But, all hope isn’t lost! There are plenty of easy ways you can save more and regain control of your finances, and it all starts with a bit of learning.<\/p>\n\n\n\n

Find out how to save more money each month in this guide.<\/p>\n\n\n\n\n\n

1. Start Making Meal Plans<\/h2>\n\n\n\n

People spend so<\/em> much on food – much more than they actually need to! This is because people tend to shop with their stomachs, not their brains. It’s so easy to buy that huge, cheesy pizza, opt for beefburgers, or even ditch cooking altogether and get a takeout – but, none of that is good for your bank account.<\/p>\n\n\n\n

The meals you buy on impulse are often much more expensive than they could be. So, start making a meal plan. Not only can you focus on making meals that use cheaper ingredients, but you’ll also know exactly what you need to buy so you should end up with less food waste.<\/p>\n\n\n\n

Bonus tip: ditch the meat and focus on vegetarian meals as often as you can as they’re a lot cheaper (and healthier!).<\/p>\n\n\n\n

2. Automate Your Savings<\/h2>\n\n\n\n

If you’re looking for monthly saving tips, automating your cash flow is a must. When you get paid, set your bills to come straight back out so that you can’t even be tempted to spend the money. If you can, set up a direct debit to your savings account, too, so that you start to think of this money almost as a bill.<\/p>\n\n\n\n

By automating savings, you can’t think twice. Sure, it might be nice to spend that money on something right now, but by the time it’s in your savings it’s too late!<\/p>\n\n\n\n

3. Drink More Water <\/h2>\n\n\n\n

This might sound like it should be in a health article rather than in a guide on money-saving tips, but it’s definitely in the right place. The idea here is to switch up those other liquids, like fruit juices, sodas, and even coffee, with more water. You don’t have to cut them out completely, but simply by buying less and opting for water instead, you’ll save a little bit of money every month.<\/p>\n\n\n\n

4. Check Your Subscriptions<\/h2>\n\n\n\n

Subscriptions are everywhere nowadays. From Netflix to Audible, there are tons of things that people can sign up for! But, how many of your subscriptions are actually worth it?<\/p>\n\n\n\n

Check out your bank statements and highlight all of the subscription services. Take a look at the price and think about how often you use it to work out whether it’s something that you should keep paying for or something you can definitely live without. <\/p>\n\n\n\n

5. Get New Quotes<\/h2>\n\n\n\n

When it comes to how to save money, don’t forget to shop around. If you’ve been with the same electricity, broadband, or other utility company for a while, it’s time to see if you could find the same services for cheaper. Whenever a contract is up, be sure to get new quotes from elsewhere to snag new customer deals and start saving money. <\/p>\n\n\n\n

6. Always Check For Discounts<\/h2>\n\n\n\n

If you’re buying something, always see if you can get it discounted first. Type the product into Google to quickly compare prices, or check for online discount codes by searching Store Name discount codes 2021. <\/em>It won’t work every time, but quite often stores will have 10% off codes that you didn’t know about!<\/p>\n\n\n\n

You can also check deal sites, like glitchndealz.com<\/a>, to nab more bargains.<\/p>\n\n\n\n

7. Create an Emergency Fund<\/h2>\n\n\n\n

Unless you’re using yours sensibly to build up a credit score, credit cards are the opposite of money management. If you can, always avoid getting one! One of the best ways to avoid ever having to get a credit card is by setting up an emergency fund.<\/p>\n\n\n\n

This could be part of your normal savings or a separate account for absolute emergencies. Put a little bit in every month and you’ll be very happy when you need it!<\/p>\n\n\n\n

8. Stick to the 30-Day Rule<\/h2>\n\n\n\n

When it comes to tips for saving money, always remember the 30-day rules. It’s super simple; when you want to make a big purchase, wait 30 days before you do it. If you still want it after those 30 days, then go for it, but if you don’t then you’ve just saved a lot of money!<\/p>\n\n\n\n

9. Shop Refurbished<\/h2>\n\n\n\n

If you need something, you don’t always have to buy it brand new (unless it’s something you do<\/em> need to buy new, like underwear!). You can buy so many things second-hand or refurbished, from books to bedroom furniture. Check out places like eBay, Facebook Marketplace, and FreeCycle to find hidden gems for super low prices – or free!<\/p>\n\n\n\n

10. Cut Down on Bad Habits<\/h2>\n\n\n\n

Everyone has a bad habit. Some people smoke, some people enjoy a glass of gin every night, and some people can’t help but pick up chocolate every time they shop. By working to cut down on these habits, you could save a ton of money every month, and live a little healthier, too.<\/p>\n\n\n\n

What Next?<\/h2>\n\n\n\n

Learning how to save more money each month is the first step to getting your finances under control and reducing those money worries. When you have savings, you don’t have to worry about unexpected bills and you can live with a little more money freedom.<\/p>\n\n\n\n

If you enjoyed this article, be sure to check out more on our site! We’ve got tips on accounting, business advice, and much more.<\/p>\n","protected":false},"excerpt":{"rendered":"

Did you know that 77% of Americans feel anxious about their financial situation? Clearly, something has gone wrong! That’s far too many people who don’t have the proper control over their money, and it all stems from a lack of knowledge. You’re not taught at schools how to budget and save, so lots of people […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26],"tags":[],"_links":{"self":[{"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/posts\/8735"}],"collection":[{"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/comments?post=8735"}],"version-history":[{"count":1,"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/posts\/8735\/revisions"}],"predecessor-version":[{"id":8737,"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/posts\/8735\/revisions\/8737"}],"wp:attachment":[{"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/media?parent=8735"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/categories?post=8735"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.atyourbusiness.com\/blog\/wp-json\/wp\/v2\/tags?post=8735"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}