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Sample Credit Bureau Dispute Letter

Credit Dispute Letter Template

Credit Bureau Dispute Letter

[Your Name]
[City, State, Zip]
[Phone Number]

[Date of Letter]

[Credit Bureau Agency]
[City, State, Zip]

Re: [Account Number]

In reviewing the attached credit bureau report issued by your agency, I have discovered an error. The following account is reported inaccurately:

Company Name:


Account Number:


Under the provisions of the 1977 Federal Fair Credit Reporting Act, I hereby request that your agency prove to me in writing the accuracy of the reporting of this account. Under the terms of the Act and succeeding court cases, you have thirty days to prove to me the accuracy or you must remove the account from my Credit Report. I am asking that you do so.

This letter was sent by Certified Mail with a return receipt requested. I am expecting a response within thirty days. If I do not hear from you promptly, I will follow up with whatever action that is necessary to cause my report to be corrected.

Please feel free to call me with any question you may have at the above phone number.


[Sign here]

[Your Typed Name]



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