The Rainy, summer storms are behind us, but it’s never too early to be prepared. Do you know what to do if your house floods?
In fact, flooding is so common that it constitutes 90% of all natural disasters in the United States. It’s the most costly natural disaster because it’s so prevalent.
Of course, flooding isn’t only caused by natural disasters. It can also be caused by a malfunction with the appliances or piping in your home. Regardless of the cause, it’s crucial to know what to do to minimize the damage.
To learn about what steps to take if your house floods, check out the guide below.
Evaluate Risk
Whether you are still in your home or returning to your home, make sure to first evaluate the damage. Look out for signs of structural damage that could compromise the safety of the home. This may look like cracks or holes in the foundation.
Damaged power lines, sewer lines, water lines, and gas lines can also be hazardous. They can cause injury or even loss of life. Make sure to contact your utility company if you suspect any damage.
Finally, make sure the main electrical sources in the home are turned off. This is essential to avoid electrocution. Preventing flood damage also means making the right steps after a flood.
Document the Damage
Once you’ve determined that you’re safe, it’s time to document the damage. Use a camera to take pictures of anything that will need repair. Don’t forget to do this before you clean anything up.
In 2019, it usually goes without saying that digital picture files are better than film. They are easier to store and access.
Wear Protective Gear
When evaluating the damage in your home and documenting what needs to be repaired, you should be wearing protective gear. It should look like you’re going fishing. That means gloves, boots, and waders.
This gear will protect you from any harmful substances in the water. These substances can range from chemicals to sewage.
File an Insurance Claim
After you have a handle on the condition of your home, you’re ready to file a claim with your insurance company. Hopefully, your insurance information is readily available, especially if you’re not able to enter your home.
The company should inform you whether you can make repairs immediately or if you need to wait for an adjuster. Different flood sources may determine the amount of coverage.
More Tips on What to Do If Your House Floods
Now that you know what to do if your house floods, it’s time to get prepared. Make a list of equipment you’re missing and take a trip to your local hardware store. Make sure to stock up on batteries, flashlights, protective gear, and potable water.
If disaster has already struck, make sure to follow these steps diligently. Once you’re back on your feet, you can get prepared for the future. For more miscellaneous tips and tricks, don’t forget to browse the rest of our page.
