Despite the risk it poses to themselves and their clients, 44% of small businesses don’t have- and never have had- business insurance. This is a staggering number of businesses that are leaving themselves open to financial downfall, lawsuits, and damages. If you have a business and you value its security, you don’t want to join [...]
Risk Management
Injuries on the job occur every 7 seconds. We don’t know how many of these were preventable, but we can assume a good amount of them were. While safety is a personal responsibility, the failure to be safe could fall on you as a business owner. Plus, injury means the people you value suffer due to [...]
According to ASIRT, more than 1.25 million people die while almost 50 million are injured in a road accident every year. This is why many insurance companies that cover motor vehicles have emerged and why the state aims to build an elaborate traffic system. Your role in a car accident may attract a lot of [...]
Think of homeowners’ insurance as body armor for your house. It’s there to protect what’s probably your most valuable asset. If you have a mortgage then your lender will almost always require your home to be insured. So, how does homeowners’ insurance work and what will it protect you from? That’s going to depend on the [...]
More than six million car accidents occur each year in the US alone. Luckily, most of these accidents only involve damage to property and no injuries to the occupants of the vehicles. However, one-third of these accidents result in the injury of the driver and the passengers. It is sad that 20 percent of the [...]
