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Risk Management

Over 156,000 Americans become heroine abusers every year! If you are a business owner and suspect that an employee is a heroin addict you may be curious about how you can go about confirming your suspicions. The truth is that confirming such an assumption is not that difficult if you know exactly what to look [...]

Have you ever walked into your business and had the overwhelming feeling something wasn’t right. Human intuition is incredibly strong and reliable if you know how to listen to it. You’re probably not wrong. Something is either out of place or missing. You can sense that someone has been there. How can you be sure? [...]

In Canada, the total value of written life insurance premiums amount to $49.33 billion. That doesn’t even include the $57.4 billion value of written home, car, and business policies. That already tells us how important insurance is to Canadians. After all, they protect us from the financial risks of illnesses and deaths. They also provide [...]

Statistics around workplace injuries are surprising. In 2017 alone, the U.S. Bureau of Labor Statistics reported 2.8 million nonfatal workplace injuries and 5,147 fatal workplace injuries.  As every supervisor or business owner knows, workplace safety is paramount for numerous reasons. Workplace injuries are pricey, can impact a company’s reputation, and affect employee loyalty.  Here are three reasons [...]

Dramatic shifts in weather are expected to continue into 2019, with rising tides and fearsome hurricanes on the horizon. Many Americans are still learning to adjust to such weather conditions.  Being prepared in case of disaster is important. The well-being of your family, your home, and belongings can and should be your highest of priorities. [...]